Privacy Statement · Revised September 12, 2026
Prepared by Patricia Jennerjohn, CFP® · Focused Finances LLC
Privacy Statement
At Focused Finances LLC, your privacy is important to us. This notice explains how we collect, use, share, and protect your personal information. We provide this notice annually, as required by California and federal law.
Information We Collect
We may collect personal information such as:
- Contact details: Name, address, phone number, mobile phone number, and email.
- Financial information: Income, assets, liabilities, account statements, and tax returns.
- Estate and family information: Beneficiary designations, trust and estate planning documents, as needed.
- Communications information: Information you provide when communicating with us by email, telephone, text message (SMS), secure file transfer, or other communication methods.
How We Use and Share Information
We use personal information only as needed to provide financial planning and investment advisory services, communicate with clients and prospective clients, operate our business, and meet legal and regulatory requirements.
We may share information with:
- Custodians, broker-dealers, and other financial institutions you designate.
- Technology and service providers that assist us in providing our services, including secure document storage, financial planning software, communications systems, and regulatory recordkeeping and archiving services.
- Legal or regulatory authorities, as required by law.
Marketing
We do not sell or share your personal information with third parties for marketing purposes.
SMS and Text Messaging Privacy
If you provide your mobile telephone number and choose to communicate with Focused Finances LLC by text message, we may use your number to send and receive service-related SMS communications.
These communications may include responses to client inquiries, scheduling and appointment reminders, customer-care communications, and other messages related to our financial planning and investment advisory services.
We do not sell or share SMS consent with third parties or affiliates. SMS consent is not shared with third parties or affiliates for marketing or promotional purposes.
Service providers that transmit, support, retain, or archive SMS communications on behalf of Focused Finances LLC may process telephone numbers and message information as necessary to provide those services and to satisfy applicable regulatory recordkeeping requirements.
SMS Terms of Service
By opting to receive SMS communications from Focused Finances LLC, you agree to receive text messages related to customer care and our services. Messages may include responses to inquiries, scheduling and appointment reminders, and other service-related communications.
- Message frequency may vary.
- Message and data rates may apply.
- To opt out of SMS communications at any time, reply STOP.
- For assistance, reply HELP, call (877) 746-7914, email patricia@focusedfinances.com, or visit https://www.focusedfinances.com.
- For additional information, please review our Privacy Policy and SMS Terms of Service at https://focusedfinances.com/privacy-policy/.
Safeguarding Your Information
We use safeguards including:
- Secure cloud storage, including Egnyte and other enterprise-grade systems.
- No long-term storage of personally identifiable information on local computers.
- Multi-factor authentication, encryption, and IT oversight through Alles Technologies.
- Ongoing monitoring and cybersecurity updates.
Record Retention
As required by California law, client records are retained permanently. Personally identifiable information is stored only in secure cloud systems.
Communications, including SMS messages when applicable, may also be retained as required by securities laws, regulations, and Focused Finances LLC’s recordkeeping obligations.
Questions
If you have any questions, please contact:
Patricia Jennerjohn, CFP®
Focused Finances LLC
Email: patricia@focusedfinances.com
Phone: (877) 746-7914
Website: https://www.focusedfinances.com
